Tracey E. Woolsey, QKA is Senior Vice President and Employee Benefits Officer at Horizon Bank. She specializes in employee benefit plan administration; retirement plan design, research and compliance; new business development; and employee stock ownership plans (ESOP). Tracy is a speaker at various ESOP events to ESOP companies and ESOP professionals. Tracy has been president of the Indiana ESOP Association, is a member of the ESOP Association and on the Ownership Culture Committee and is a Member of the National Center for Employee Ownership.